How do YOU

Get Rid of BAD DEBTS?

Pay off your Home ASAP

Your home mortgage is what demands most of your weekly income.

Most of your mortgage payment is not always paying off your home, but is contributing to your Banks PROFIT!

Stop adding to their bottom-line and start looking after your own financial well being!

Imagine if it were possible to significantly reduce your Mortgage down from a traditional

30-year term to 15-years  - without affecting your weekly budget!

"Sounds to good to be true!” we hear you say.You'll never know, unless you muster the courage to explore at least the first step to financial freedom!

Reduce tax

Whether you're a PAYE tax payer, or Self-Employed, or in a sophisticated, complex Company or Family Trust structure,

for the most part, we find most people are unaware of legitimate ATO Tax Legislation that could be saving them hundreds of dollars each and every week,

Amounting to hundreds of thousands of dollars over many years!

Even if you are 100% confident in your own mind, that you are set up properly, are you willing to take that chance?

 Plan for your future!   Don't expect it!

Despite the factual predictions of the limited life span of the pension in the future,

and the warnings of the inadequacy in contributions towards Personal  & Employer superannuation schemes,

The vast majority of Australians will be subjected to sub-standard living conditions in their futures - due to lack of planning!

"Failing to plan means planning to fail!"

H.I. Group can assist as a guide to set you on the right path of "Assured Wealth" in your future!

Warning

“Fear of the unknown will rob so much from you without you even knowing!”

“Courage is not the absence of fear; it is the control of fear.

Don’t let the fear control you!”

Every one of our current clients had one or more of these same 7 responses (listed below) to the phone call you just have received. 

The only difference is that they mustered the courage to learn about what they didn’t understand. Can You?

This will be the most important 15 minutes that you could ever spend reading this website to allow us to break your mind-set of "she'll be right mate", and get knowledge on how to beat inflation.

1. "WE’RE HAPPY THE WAY WE ARE!”

This comment is ridiculous!

Everybody wants and needs what we do ...

  ... to pay off their HOME SOONER

  ... Pay LESS tax

  ... Have MORE money to live on

 “It is fear that’s holding you back and gripping you in a dark web of paralysis!”

Solution:

The attitude that will hurt you is ignoring the things you don’t understand.

Call us today to get the facts and understanding.

2. "WE'RE DOING OK!"

What if we could add another $50k on top of what you now consider is “doing ok?

Who is coaching you financially right now, in order to achieve your desired results?

The Truth is: we have never met one person in over 5 years of business that we have not been able to improve their circumstances in some way (if there was a possibility). Unfortunately, however, we can’t always help everybody. 

Doing OK is having complete control of your cash flow and finances.

Solution:

Call back the consultant that sent you to this website and let them show you how to improve on your “OK.”

3. "WE HAVE A FINANCIAL PLANNER / ACCOUNTANT."

Have you compared? How do you know you’re in the BEST structure for YOUR needs? 

“Everybody claims to have the best accountant or financial planner.

If this were true, who has the bad ones?”

Would you really be adverse to having another $50-100K on top of your current set up? 

We have spoken to many people in your situation.

In all cases we have been able to improve upon what they already have in place if they qualify for the services we offer.

Solution:

Call us now to see if you qualify for the services we offer.

4. "WE ARE HAPPY HOW OUR MORTGAGE IS SET UP."

If your employer underpaid you by $20 this week, you’d chase it up wouldn’t you?

Isn’t it amazing that when it comes to our mortgage, we never challenge it?

Right now, there may be 1000’s of dollars slipping through your hands - without even being questioned.

What have you done to ensure that you are in the RIGHT set up?

Now you’re thinking; “These guys are mortgage brokers just wanting to refinance me! I have just spent thousands of dollars refinancing, and I’m not doing that again”.

In fact we are NOT mortgage brokers. We are much, much more than just a finance broker. We don’t really want you to change your home mortgage unless you can see clear benefit in doing so.

Solution:

Ask the consultant to work out what the benefit is for you.

5. "I HAVEN’T GOT TIME."

What you are really saying is either:

“This is not worth prioritising my time for,  or, I don’t know you, therefore I don’t trust you”.

This defies logic – so let’s get this right: 

         You WANT Tax Savings

         You WANT Financial Security

         You WANT Bad Debt Reduction

Priority: However, you’re not prepared to give up 60 minutes to learn how to do it.

Is that right?

The problem here is, you are too busy working for your money.

Therefore you will never be in a position where your money is working for you.

Trust: The only way you bought your home, your car, your mortgage, your insurance, your accountant’s services etc, was to meet them, and then get to know them before you chose to do business with them.

90% of people that we show what we can do for them, like us, and allow us to help them in the above-mentioned areas.

“Even if you are 100% confident in your own mind,  that you are set up properly,

Are you really willing to take that chance by not seeing us?”

6. "I NEED TO CHECK WITH MY SPOUSE/PARTNER."

If  left up to you, what would you do, given what has just been explained?

(Mortgage reduction, Taxation claw-back, Asset Increase, etc).

Would you have us over to explain how all of this can be achieved?

Obvious action -Yes.

Do you want to take the risk of losing something in translation for this incredibly important lifestyle decision?

The saddest thing we ever see is when the spouse or partner we encounter knows the importance of the services we offer, and then tries to relay that very important message to their spouse or partner, and the significance is lost due to lack of ability to relay the facts of what we can do for them.  

Solution:

Have our consultant call your spouse or partner to relay the critical importance of the services we offer for your future financial well-being

7. "WE CAN’T DECIDE IF WE WANT A MEETING."

 Based on what we’ve discussed, you have come to fork in the road right now.

The path you decide to take will determine whether you’ll end up with several million dollars worth of income-producing assets, between now and retirement, as opposed to the $400K-$500K in superannuation at best, that most mums and dads are hoping for.

Solution:

Let us come and see you for a 60-minute non-obligation, cashless exercise to get an overview of what we do for you. Then you can decide whether you would like to invite us back or not.

What do we stand for?

Our motto is: "We always under promise and over deliver-No exceptions".

So we are the real deal earning trust through honesty and truthfulness.

The philosophy we use to attain our motto is; that we pride ourselves on integrity more so than profit. Why are we different to most companies that are profit driven? Because we believe that if we place integrity and relationships first, before profit, our remuneration will come along anyway, due to us building trust with our client's. They then refer their friends and family, which ultimately generates more business anyhow.

Our profit is paid by fully declared referral fees. Traditional marketing is very expensive. Companies are now opting to not have a full time sales force but prefer to pay introducers for business brought to them. So the companies we refer you to settle our account. So you don't pay us anything.

At the rate we are developing rapport with our existing client base because of their trust in us, we will not have to do any more proactive shopping centre marketing within 18 months because of the increased amount of repeat and referral business we receive. This is the true measure of how much our existing clients value what we do for them.  

They were once just like you – Sceptical, in a lot of cases fearful. The only way you will know the value we can add to your future years of hard work you will be doing anyway, is to do just as our clients have done, Invite us over for a coffee to explain what the key is to assured wealth in your future.

We do not intend to give you financial advice on a website. That is impossible. What we do intend to do is break some myths and mindsets that may be holding you back from your God given potential. There is no silver bullet to success coaching. It take’s extreme skill and care to do it well enough to win. Our goal from here is to just get you to the first step.

In fact, you may not even qualify for the services we offer at this present time. Does that mean if we can’t help you now, we'll just drop you? No, we just may not be able to help you at the moment, but we hope for your sake we may be able to in the future. Therefore we are hopeful you would allow us to remain in contact with you if that is your wish.

Yes, we are passionate about what we do. We love our jobs due to the incredible satisfaction we bring to our clients, using the strategies we have implemented for them and then they see the outworking of it.

We are relationship-focused and will remain with you in a 20 year (or more) non-obligatory hand-holding relationship until you achieve your goals.

We know you are very busy, and doing OK like the rest of your peers.

But what is OK?

• OK is arriving at paying off your home worth $800,000 in the suburbs that will continue to need maintenance, insurances, rates, plumbing, gutters, roofing, water heater, cook-top's, stoves, TV’s fridges, dishwashers and much, much more.

• OK is earning a significant six figure income and running around like a cut cat from plane to hotel to boardroom because your boss wants your blood, and then blinking and realising one morning that you have no life with your wife and children!

• OK is paying (wasting) $30,000 - $70,000 in tax every year that you'll never get back. 

• OK is you and your spouse retiring on a Superannuation plan worth $500,000 at best, which will give you $7,500 residual a year in today’s spending terms, in 20 years time based on 6% p.a. average return. Or live on the lump sum for 5 years at $25,000 per year in today’s spending terms in 20 years time! Then what? This can't be done unless you work out now what date you plan to die and write it on you death certificate! If you think, "she'll be right mate" the pension will take care of the rest..... My friend, If you are 50 years old or younger, you're in for a nasty surprise if you think the pension will still be around when you retire. GET THE FACTS! It will NOT be there for you!

• OK is doing the rat race like all of your mates along with 95% of the population seeing that there is some light at the end of the tunnel with the financial plan your on, but then realising at 60 years of age (when its too late) that this light is an oncoming financial train wreck!  

Why would you do what we have just outlined?

There are three thieves that will steal your potential from you:

1.      Procrastination: 100% of our clients are time poor. If you’re like most of our existing clients you are a white-collar executive middle to upper management or a medium to large business owner. You don't have the time or energy to take on anything else, because you just want to get through this week, and look forward to your long weekends and annual holiday's at Christmas. You say; "Why worry, We are doing OK now!"

Think outside the box. You may be an Engineer or IT specialist, and things have gone great for you for the last 15 years. There are two problems with your plan. A) It relies on you being of able body and able minded to keep going, B) and it relies on you not being pushed out by a merger or take over. If you're self-employed, a more aggressive competitor muscles in, or a market shift takes place due to technology. I’m talking from my personal experience. Time stands still for no man. Things are always changing.

Just make sure you get on the success train when it pulls into your station. Because today, if you are one of the eligible ones that can afford the train fare, you’re very, very fortunate. We have spoken to countless prospective clients over the years, that would do anything to qualify for what we do, but we couldn’t allow them on board.

So the next time the train stops at your station, you may not be as fortunate and you will be left standing on the platform knowing that the train has moved on and left you behind with an invalid ticket. 

2.      FEAR: False Evidence Appearing Real. Humans are always bent towards the negative "what ifs". Take responsibility for your financial well being and find out how the licensed professionals create safety nets to cover all of the "what ifs".

The biggest “what if” is if you to do nothing. By doing nothing you will definitely say at a time in the near future, what if we had of acted way back in 2008 when that opportunity was offered to us?   

But the truth is, you'll never know what you lost, however you will know the pain of regret in your sub-standard lifestyle as inflation erodes your quality of life choices because of you being negatively reactive as opposed to pro-actively optimistic and responsible for your own finances. Living with regret due to leaning towards having negative thinking as opposed to a positive outlook come down to ultimately how you think that will determine how you live your future lifestyle.

3.      Well-intentioned friends and family: The vast committee of  "They Said" most often are Wolves dressed up as sheep without them even knowing it. We see it happen a lot. They will rip anything worthwhile out of your hands, which this is.

Friends and family only have the negative in the media to judge companies by, which in all cases is the minority of service providers in all industries.  You must take a positive stance by being proactive in checking your options out. Friends and family may mean well, but ask them, “What are some other alternatives”? In majority of cases, they won't know, and can’t give you an answer.

All scams on the media leave a trail of destruction before it gets on the TV. We want you to see how transparent we are, and speak to our past clients. Speak to ASIC and OFT to check if any formal complaints have ever been made against us. This is your future for you and your children. Don't let the ignorance of others take a legitimate plan from you. Your future is your responsibility. Be proactive and find out the facts as they are. Learn to ask lots of questions. 

In most cases professionals such as Accountants may not be licensed to give advice on the strategies we will discuss with you. They are a totally different creature compared to a financial planner. Think about it in these terms.

You spend the time required with professionals to tailor a strategy in their field of endeavour and they do what they have shown you themselves, and have the fruit on the tree. Then you try to explain what you learnt to your accountant in a 10-minute discussion. Any accountant would never endorse anything based on the amount of limited information given. And if he or she did, the accountants would be opening themselves up for litigation if something went wrong. So obviously the accountant cannot endorse something they know nothing about. If your accountant’s endorsement is important to you, then the obvious solution is to bring your accountant along for step 3 being the validation process.

But, I don't have any extra money to buy anything at the moment!

You don't need to spend any money! We're going to give you a startling revelation! Ready? The media don't always reveal the facts in the true light of day. In fact, the media purposely distort information for political and financial gain! I bet you never knew that........ lol.

We will show you a world that is 100% predictable over time. Everything we do is based on factual statistical data analysis. Can we predict what will happen next week, next month or next year? Of course not. But we can predict 100% what will happen in 10 years time based on history.

We'll teach you how to do things in a smarter way and  get your money working for you, rather than you working for it.

The potential is you could be paying off your home in half the time right now without paying any extra payments on your mortgage! Let us show you how this can be made possible.

Is it worth the exercise to give up 1 hour out of your life to investigate the opportunity?

We think given what there is at stake for the potential gain in your lifetime, the answer is obvious. Why would you even risk Poverty and deprivation of common necessities that determine the quality of life within 10 - 20 years?

We have never had a single individual or couple that have ever walked through our obligation free, first five steps of our entire seven step process and not gained greater understanding for their own wellbeing. The services we offer from step 3 through to step 5 are with 3 of the most sought after Licensed Wealth Professionals in Australia.

Our competitors will charge you upfront fees of several thousand dollars (or more) to spend the amount of time that we are prepared to give you obligation free. We have greater confidence in the value of what we do for our prospective future clients. We know from our past experience, that it is a worthwhile investment of our time into their lives because the vast majority of our prospective clients become our future permanent clients.

The rare few that choose not to use our services inevitably take what they've learnt from our team and apply it themselves anyhow. We have great confidence in knowing the professional services we offer people won't ever be taken for granted because what we can set up for you in 1 or 2 days, what most people would take 12 - 18 months to piece together. 100% of our clients don’t have the luxury of the time to piece it together on their own over 12 months.

Inevitably, the longer it takes you, the more it will cost you. So you are much better doing what you do best in your profession, and letting us do for you what we do best.

Can we be trusted?

In today's uncertain economic climate, it is imperative that you speak with accredited professionals that are licensed with the regulatory institutions being: Australian Securities and Investment Commission (ASIC). Office of Fair Trading (OFT). Mortgage & Finance Association of Australia (MFAA). We have all the accreditation to help you if you qualify for what we offer.

Take Control of Your Finances and get your money working for you instead of you working for it.

Whether you are a first time novice not knowing who to trust or where to turn, or a seasoned professional for the last 20 years, have the courage to look forward to an informative and insightful experience as you are taken through your first steps on our guided discovery tour to getting control of where your money goes.

Not one of our prospective clients have ever walked away disappointed that they gave up the time to do their due-diligence with us. That is irrespective of whether they chose to go with the programme with us or not.

Will we use high-pressure sales?

We give you our solemn promise that we do not have sleazy, pushy "snake-oil" sales people coming to your home to use strong arm sale tactics and force you to make a decision on the first meeting for something you don't really want or need. If they do, we ask you to please call us directly and bring it to our attention. Any individual having that sort of disrespectful behaviour will not be tolerated within our organisation.

After the first meeting you will choose whether you want to invite us back to find out more about what we can do for your financial security. Our staff and contractors are all regulated by Office of Fair Trading and Australian Securities & Investments Commission Legislation, which doe’s not allow us to "push for the sale". We have a seven step process as standard. There is no financial or personal commitment from you for the first 4 steps. Any decision you potentially choose to make of your own free will, will be at the end of step 5.

We look forward to helping you at step 3, 4 and 5 of our 7-step process to controlling your money. Please understand that the process we have implemented is in place to not waste unnecessary time for you or us. The only way to get to steps 3, 4 and 5, with us and our colleagues, is to initially see the consultant who referred you to this website and they will pre-qualify you by giving you a general understanding with how we can help you through steps 1 and 2.

Remember the old Chinese proverb with states "A journey of 1000 miles always starts with the first step". Muster the courage now and don't delay calling back the consultant that referred you to this website and learn how to take your first step of seven onto financial literacy to control your money.

Kind Regards

H.I. Group  

P.S. Please feel free to call any of us personally with any queries.

Unless specifically stated otherwise, any advice contained in this website has been prepared without taking into account your objectives, financial situation or needs.  Before acting on any advice on this website, H.I. Group recommends that you consider whether it is appropriate for your circumstances.  Any reference to any financial products, H.I. Group recommend that you obtain current Product Disclosure Statements (PDS) or other disclosure documents for those particular products and consider this information before making any decisions regarding the products.